ATPE Stands by You
Each year, Texas educators rise to meet new and unexpected challenges. As you serve your students, ATPE stands by you each and every day, ready to support you with affordable and high-quality legal resources so you can have peace of mind.
How do you know ATPE delivers? One word: transparency. The complete details of your professional liability insurance policy* and legal resources** are publicly available, so you can be confident about ATPE’s benefits. Other organizations publish incomplete coverage details—but as an insured ATPE member, you know upfront exactly what you’re getting in your membership.
ATPE professional liability insurance policy* highlights include:
- Up to $8 million per claim and aggregate in liability insurance, including a $2 million limit for civil rights claims plus defense costs.
- Up to $20,000 aggregate for employment rights defense with a $10,000 per-claim limit, win or lose.
- Additional $5,000 per claim for favorable-outcome certification and termination claims.
- Up to $15,000 aggregate for criminal defense.
- Up to $5,000 per claim for bail bond reimbursement.
- Up to $10,000 aggregate for successful appeals beyond the school board or commissioner of education.
The aggregate limit of liability is $25 million.
In addition to the above insured benefits, eligible ATPE members have access to a team of staff attorneys who may help with job-related legal concerns.**
View the details of the professional liability insurance policy at atpe.org/protection. For assistance, members must call (800) 777-2873 or submit a request through the online Member Legal Services Intake System.
*The Educators Professional Liability Insurance Policy is underwritten by the National Union Fire Insurance Company of Pittsburgh, PA., with $5.7 billion in net surplus and more than $22 billion in total admitted assets as of December 31, 2020. The insurer may not be subject to all insurance laws and regulations of this state. The foregoing notice is provided pursuant to Texas Insurance Code Article 21.54. ALL COVERAGE IS SUBJECT TO THE EXPRESS TERMS OF THE MASTER LIABILITY INSURANCE POLICY ISSUED TO ATPE AND KEPT ON FILE AT THE ATPE STATE OFFICE. Coverage applies to an insured’s activities within his/her professional capacity and does not apply to activities that predate the coverage period. View the complete details of the insurance policy at atpe.org/protection. Eligibility for ATPE membership benefits is contingent upon ATPE’s receipt of the entire annual membership dues amount for your appropriate membership category. A disruption in payments to an authorized payment plan may result in discontinuation of such benefits, including cancellation of insurance coverage for the entire membership year retroactive to Aug. 1 or your membership date. ATPE reserves the right to determine eligibility for the appropriate membership category. The membership year runs from Aug. 1–Jul. 31.
**The insured benefits and staff attorney services are provided through separate programs.
Author: ATPE Staff